Hello, everyone. I'm Sue. My husband and I run a small business in a tourist town. It really is the ideal lifestyle because we feel like we are on holiday every day. However, recently our area was threatened by bushfires and quite a few people lost their homes and businesses. We were lucky, but it certainly made me rethink our insurance policies. I realised that there was no way we would have been able to rebuild our home and business based on the current plans. We also had no income protection insurance, so basically, we would have been bankrupt. I spent quite some time helping friends and neighbours clean up their properties. Since I had done quite extensive research into the insurance situation, many of them asked me for ideas. I have included some of the most important information in this blog. I hope it is helpful. Stay safe!